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The Best Mortgage Brokers In Melbourne
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Here is our List of the 10 Best Melbourne Mortgage Brokers
Why Choose What If We Finance? 
At What If We Finance, we’re passionate about helping Australians achieve their property dreams. With over 220 five-star Google reviews, an award-winning track record, and a commitment to exceptional service, we go the extra mile to ensure your journey is seamless, stress-free, and successful.
Your Mortgage Broker, 7 Days a Week
Life doesn’t stop at 5 pm, and neither do we! Our team is available 7 days a week to guide you through the mortgage process, no matter where you are in your property journey. From early planning to loan settlement and beyond, we’re always here to help.
Why Clients Love Us
1. We Go the Extra Mile
Whether it’s finding a solution for a tricky situation, negotiating better rates, or simply being there when you need us, we’re committed to going above and beyond for our clients.
2. Access to 50+ Lenders
With a panel of over 50 lenders, we tailor options to suit your unique needs, whether you’re buying your first home or managing a self-managed super fund (SMSF).
3. Award-Winning Service
Recognised by the Mortgage & Finance Association of Australia (MFAA), our dedication to excellence and professionalism is unmatched.
4. Tailored Solutions for Everyone
We proudly work with:
• First Home Buyers: Helping you get your foot in the door.
• Home Movers: Making your next chapter smooth and easy.
• Refinancers: Ensuring you’re on the best possible deal.
• Property Investors: Supporting your portfolio growth.
• Construction Loans: Guiding you through every stage of your build.
• Self-Managed Super Funds (SMSFs): Simplifying complex structures.
• Self-Employed and Low-Doc Clients: Finding the right solutions when traditional lenders can’t.
5. Trusted by Clients
With over 220 five-star Google reviews, our clients consistently highlight our personal approach, expert knowledge, and ability to deliver results.
We’re Here for You Every Step of the Way
At What If We Finance, we don’t just find you a loan—we work tirelessly to find you the right loan. From understanding your goals to guiding you through the paperwork and securing the best deal, we’re here to make your property dreams a reality.
Call us today or visit our website to book a free consultation. Let’s work together to make your next move your best move!
With What If We Finance, you’re not just a client—you’re family. And we’ll always go the extra mile for family. 
Office
Level 14, 333 Collins St Melbourne Vic 3000
For 16 years, Austin has been rising through the mortgage broking ranks; he began this journey at age 24 and quickly reached the top of one of Australia’s largest broking firms.
Austin created his own firm, Zanda Wealth Mortgage Brokers, 9 years ago and since then Zanda’s broking presence has grown substantially, with Austin being listed in the top 5 brokers in the state with Connective. This achievement reflects the results in numbers which in turn reflects client satisfaction.
Austin and Zanda Wealth Mortgage Brokers operate with a no-nonsense approach to their work. Their company ethos is built on the statement “we’re here to get the job done” and Austin is big on providing quality information to his clients.
“We don’t want to sugar-coat information just to make it sound better to the client. Not only do we want to let the clients know what they can do; we also want to let them know what they can’t do” says the founder.
Austin is big on helping clients safeguard themselves; “we’re here to guide the client properly so they can achieve what they want to achieve but also not get themselves into trouble”.
Talking with Zanda’s clients reveals the depth of loyalty they feel to the company and to Austin himself; “we wouldn’t deal with anyone else” says Mark Dorsett.
“We couldn’t have done it without Austin and his team” says long-term clients Okke and Linda Velzeboer, who recently upsized their family home and needed bridging finance.
“I’ve been dealing with Austin for many years now, and with multiple transactions and wouldn’t be interested in dealing with anyone else” says long-term client and investor Michael Hamdan.
Clients Fiona and Sam Hurst recently purchased their first home – “when we first were looking to buy our home we had no idea how it all worked and Austin and his team made us feel comfortable with everything and helped us into our first home. Couldn’t be more grateful.”
Everyone needs a good mortgage broker; if you want an exemplary broker with a down-to-earth, honest approach, get in touch with Zanda Wealth Mortgage Brokers. They have been paving the way as leaders in the field – and with good reason.
Office: Level 8, 350 Collins Street, Melbourne VIC 3000
Founded in 2016 by Steve Keramidas, Mortgage Compare Plus is on a mission to make home ownership affordable and accessible to the everyday Australian. They are a socially responsible company with values that reflect that. They believe in performing with purpose and they are committed to their understanding that financial position is tightly linked with their social and charitable responsibility.
Steve established Mortgage Compare Plus following an accomplished 5-year career at the NAB as a Bank Manager. During that time, he recognised the need for greater service transparency while providing the benefits of experienced and accredited mortgage brokers.
The Best Interests Duty, a law that came into effect on January 1st, 2021, legally obliges brokers to act in the best interests of their clients. This, combined with the National Consumer Credit Protection Act, effectively regulates the conduct of brokers. Mortgage Compare Plus is 100% compliant and they prioritise their clients’ interests every step of the way.
Steve is a FBAA accredited member and credit advisor which provides clients with the best possible recommendation from all the lenders on his panel. Unlike banks that recommend their own products even if there are better alternatives elsewhere, Steve acts in your best interests. Mortgage Compare Plus doesn’t sell products, they sell expert guidance and advice. Steve is very proud and excited to see Mortgage Compare Plus being featured in September’s edition of The Australian Business Journal as one of the top 20 leading mortgage brokers in Australia who are worthy of your trust.
Steve’s most recent professional education includes:
Want expert and honest advice? Contact Steve today on 0412 110 118
Office:
G06/2 Winterton Road Clayton Victoria 3168
Melbourne’s Award winning Mortgage Broker
With numerous Commbank awards and 13 years in the mortgage industry, our Director, Gary Lamba’s mission is to cultivate a long-lasting relationship with clients based on trust and respect at Melba mortgage broker.
We are a boutique Finance Broker located in Melbourne, offering a holistic approach to various finance options. We understand that everyone’s financial situation is different so we take the time to focus on obtaining the right outcome based on your specific financial circumstances.
Since starting MelbaBroker, Gary’s priority is to have his clients achieve their financial goals through due diligence, proper education and providing them with the best finance products through our range of top panel lenders.
It is our duty to shop around and stir up the banks a little for you because we truly believe it’s your right to acquire the best finance deal that the lending market can offer you.
“Being a mortgage broker is rewarding career as it allows me to offer my clients exclusive and tailor made solutions”
Office:
Level 27/101 Collins St, Melbourne VIC 3000
Senior Lending Adviser | Co-Founder/Director @ Fin Me
Are you looking for a reliable and experienced lending professional to help you secure the best financing options? Look no further than Ankur Malik @ Fin Me. Ankur is a seasoned professional with over 12 years of lending experience. The team at Fin Me has an impressive 30 years of combined lending experience with specialisation in home loans, car loans, commercial loans, and personal loans.
We have helped many individuals and businesses achieve their financial goals with over 160 + 5-star Google reviews and counting. Client experience is of particular importance to us as we strive to make your journey with us as effortless as possible.
Why Choose Ankur Malik @ Fin Me?
Expertise: We have gained an in-depth understanding of the lending industry’s ins and outs. Our expertise allows us to navigate complex financial situations and offer tailored solutions to meet your specific needs.
Comprehensive Services: At Fin Me, we offer a comprehensive range of lending services, including:
Home Loans: Whether you’re a first-time homebuyer or looking to refinance your existing mortgage, we can guide you through the process and find the best rates and terms available.
Car Loans: Need a new vehicle? Our car loan specialists will assist you in securing a loan that fits your budget and helps you drive away with your dream car.
Commercial Loans: From small businesses to large enterprises, we provide customized commercial loan options to fuel your business growth and expansion.
Personalised Solutions: We understand that each borrower’s financial situation is unique. That’s why we take the time to listen to your needs and goals, tailoring our lending solutions to suit your individual circumstances. Our commitment to personalized service sets us apart from the rest.
Strong Network: Over the years, we have built strong relationships with various lenders and financial institutions. This network allows us to access a wide range of loan products and secure competitive rates for our clients.
Transparency and Integrity: Our team believes in conducting business with the utmost transparency and integrity. You can trust us to provide clear and honest information, guiding you through every step of the lending process.
Customer Satisfaction: Our track record of satisfied clients speaks for itself. We take great pride in helping people achieve their financial aspirations and go above and beyond to ensure their satisfaction.
Getting started with Ankur Malik @ Fin Me is simple and hassle-free:
Contact us on 1300 376 574 or [email protected] to schedule an initial consultation to discuss your lending needs. We are located at Suite 301, 7 Jeffcott Street, West Melbourne, Vic 3003.
In-Depth Consultation: During our meeting, we will take the time to understand your financial goals, credit situation, and preferences to tailor our services accordingly.
Customized Solutions: Based on our discussions, we will present you with personalized lending options that suit your requirements.
Support at Every Step: Once you choose a loan option, our team will guide you through the application and approval process, making it smooth and efficient.
Future Assistance: Even after your loan is approved and disbursed, we remain available to assist with any future lending needs or financial questions you may have.
Don’t let the complexities of lending hold you back from achieving your dreams. Trust Ankur Malik and our team with 30 years of combined lending experience to help you find the right home loan, car loan, or commercial loan tailored to your needs. Contact us today and take the first step towards a brighter financial future.
Why Natloans Is Ranked as a Top Mortgage Broker in Melbourne
Top reasons Natloans stands out for Melbourne borrowers:
Natloans is widely regarded as a top mortgage broker for Melbourne borrowers, combining strong client trust, broad lender access and deep lending expertise.
With more than 800 five-star Google reviews, Natloans is one of the most trusted and highly reviewed mortgage brokers assisting clients in Melbourne. This level of verified feedback provides confidence for borrowers seeking a great mortgage broker Melbourne residents can rely on.
A key strength of Natloans is its access to 50+ banks and non-bank lenders, allowing genuine comparison across interest rates, loan features and lending policies. This ensures Melbourne borrowers receive loan solutions tailored to their circumstances, rather than limited or one-size-fits-all options.
The team brings over 100 years of combined lending experience, supporting everything from first home buyer loans to refinancing, investment property finance and SMSF lending. This depth of expertise enables Natloans to assist Melbourne clients with both straightforward and more complex lending scenarios.
With more than 15 years in business, Natloans has supported borrowers through multiple market cycles and changing lending conditions. The brokerage has also received recognition through numerous industry awards, reinforcing its standing as one of the best mortgage brokers for Melbourne buyers and investors.
Importantly, Natloans provides free ongoing annual home loan reviews, offering continued support after settlement to help ensure clients remain on competitive loan structures as their circumstances and the market evolve.
Overall, Natloans earns its place among the top mortgage brokers in Melbourne by combining trust, experience, lender choice and long-term client support.
Office: Suite 7, 296 Bay Road, Cheltenham VIC 3192
Welcome to Our Award-Winning Mortgage Broking Company
We Give You Choice
The team at Clark Finance Group recognises that each client has a unique financial situation. That’s why at Clark Finance Group we offer more than 600 different loan products across 50 lenders, and put the customer first, to make sure you have the best choices for your unique situation.
We Specialise in Residential Loans for You
A Depth of Experience for Your Benefit
The Clark Finance Group (CFG) is a team boasting over 50 years of experience in the mortgage and finance sectors. The team is led by Vaughan who has extensive experience with all types of finance.
Industry Specialty Lenders
We are accredited specialised lenders for specific industries that offer LMI (lenders mortgage insurance) waivers.
Walk in to See Us Anytime
Our stress-free approach is as easy and fast as possible, so that you can walk through our door any day and get the right answers quickly and access the best options for you.
Simple Solutions are our Mission
We protect our clients through education, so that you are completely aware over the course of your home loan journey. We believe in relationships, not transactions. Even if it takes us 3 years, we will support you through from your first enquiry until you have the keys and walk through your new front door (just read our Google reviews).
Accreditations
We hold memberships with the best industry bodies
Awards
National Loan Administrator of the Year Winner 2023
VIC/SA/TAS Broker of the Year Finalist 2023
VIC/TAS Best Loan Administrator Finalist 2022
VIC/SA/TAS Broker of the Year Finalist 2022
VIC/SA/TAS Broker of the Year Winner 2021
VIC/SA/TAS Brokerage of the Year Finalist 2021
Our Clients Love Us On Google
All 5* Reviews
Jay Mc
“Amazing experience from Vaughan, Tabitha, Jaquie and the team. Could not recommend them more highly. Absolute pleasure to deal with, nothing was too much trouble.”
Tristan
“When buying a first home, you know absolutely nothing. But who do you trust to walk you through the process of deposits and financing and lending and all the other rigmarole that comes with it??
VAUGHAN! THAT’S WHO!
Vaughan and his team were absolutely amazing and so easy to deal with! Vaughan explained everything in an easy-to-understand way get made sure whatever concerns we had were addressed. He really made us feel comfortable in trusting him and thank goodness we did! We wouldn’t have our first home without him.
Jodie was also a tremendous help and was always ready to answer any questions we had. She was so friendly and welcoming that even a year later, she is still happy to have a chat on the phone!
I couldn’t recommend Vaughan and the team enough! They made the entire process a smooth and problem-free process!
Thanks, guys!!”
Find Us
Office Level 1, 85-87 Grimshaw Street Greensborough 3088
Phone 1300 366 670
Website clarkfinancegroup.com.au
Book a free finance consultation with Vaughan
Emmanuel Guignard started Loanscope in 2015 following several years as a relationship manager at CBA and Bank of Melbourne. He knew he could do better for his clients than the limited set of one-size-fits-all mortgage products available from the big banks. Emmanuel has found excellent finance solutions for all kinds of clients, from first-home buyers to experienced investors with large property portfolios. He loves the challenge of finding good products that meet the needs of his clients, whether they’re professional or aspiring property investors or medical specialists.
As a trusted local, boutique mortgage broker in Melbourne, the Loanscope team is flexible, agile, and dedicated to you. We can conduct meetings in person or online, whatever suit your busy schedule best. Our mortgage brokers leave no stone unturned to find the lender and product that is the right fit for your circumstances. Contact Loanscope today for an expert consultation.
Office:
721/1 Queens Road, Melbourne Vic 3004
At Borro, we believe the best decisions come when you have the right information and a clear path forward. Whether you’re buying your first home, upgrading, refinancing or investing, we take the time to understand your goals and build a strategy that works for you now and into the future.
You won’t just deal with one person. You’ll be supported by a close-knit team who know your story, keep you informed, and take care of every detail from your first conversation through to settlement and beyond. That consistency means less stress and better results.
Our clients in Melbourne value our honest advice, strong lender relationships and consistent support. With over 240 five-star Google reviews and national industry recognition, we’re proud of what we’ve achieved. These are just some of our recent wins:
MFAA Finance Broker Business of the Year, QLD (2025 winner)
MFAA Customer Service – Business (2025 finalist)
MFAA National Finalist – Best Broker Business in Australia (2025)
Better Business Awards – Best Loan Administrator, QLD (2025 winner)
We also check in with every client’s loan every six months, at no cost, to make sure your lender stays competitive and your loan continues to work for you.
If you want a mortgage experience that feels professional, clear and genuinely helpful, we’d love to support you.
Why use Mortgage Broker Melbourne? Simple, we do the legwork. You get expert advice and guidance with finding a hassle free, competitive mortgage.
We have been operating in the Melbourne CBD and surrounding suburbs since 1999. We are not a huge corporate who spans the whole country, we are a flexible, boutique Melbourne business which offers a mobile service or the choice to meet us at one of several convenient CBD locations.
Mortgage Broker Melbourne brings to you 25 years’ experience, combined with market leading software and a wide range of great lending options.
The right loan for you
We are qualified to give credit advice and are an accredited member of the Mortgage and Finance Association of Australia (MFAA).
Mortgage Broker Melbourne charge no fees. We are paid a commission by the lender you choose which we fully disclose to you. (Lender and Govt fees and charges may be payable, but we aim to reduce those lender fees by as much as possible, of course!). We aim to save our clients money, taking the time to individually negotiate the best available rate rather than simply accepting the standard rate on offer.
No loyalty tax: Getting a home loan is about finding the best deal at the start, however, lenders tend to leave their clients collecting dust on the shelf while they offer new clients even better deals. We’re onto this all the time so our clients don’t have to be!
Yearly loan check-in: We persistently ask lenders to improve their offer to our clients at least every 12 months, more often in some cases. A good broker finds their client a great deal and keeps that deal great.
Find your next best deal: If lenders refuse to adjust their offer, we’re on hand with the software to analyse a multitude of alternatives and the knowledge to refinance them elsewhere on a regular basis, to keep our client in the best possible deal.
Most highly rated Mortgage Broker in Melbourne with nearly 1000 5 -Star reviews, for example, recently:
Austin said:
I had a seriously great time with both Simon and Roan. They were comprehensive in their approach to assisting me with my loan and settlement, and were so quick to reply back to me
Jess said:
Anne and her team went above and beyond to get me the best rate possible, including a last-minute switch to a new bank. Everything turned out perfectly and I am so grateful for all the help.
Christopher said:
Fantastic as always. Maurizio is a legend. Fantastic knowledge and service. Helped us out a great deal. Him and Roan are a great team.
Mortgage Broker Melbourne
Phone: 1800 111 626
Web: www.mortgagebrokermelbourne.net.au
Email: [email protected]
Office:
11/456 Lonsdale St, Melbourne, Vic, 3000
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BEST MORTGAGE BROKER for your needs
