The Best Mortgage Brokers In Melbourne

Let us help you find the best mortgage broker for your needs

Need Mortgage Advice in Melbourne?

Here is our List of the 10 Best Melbourne Mortgage Brokers

what if we finance

Spiro Kolokithas established What If We Finance in 2008 with one simple goal to make finance simple and make his client’s financial dreams come true.. Since then What If We Finance has helped hundreds of people buy their first home, refinance and invest in property.

Spiro and the team are available 7 days a week from 830am to 930pm and can meet virtually or in person.

Spiro is the leading Independent Mortgage Broker who is not affiliated with any bank, lawyer, accountant, or real estate agent and his independence ensure you receive unbiased advice and guidance.

What If We Finance is built around the following core values:

  • Excellence in customer service and experience
  • Integrity
  • Transparency
  • Single Minded approach to make your dreams come true.

What If We Finance and Spiro have 175 plus five star google review which validate his philosophy of always being available for his customers, listening, constant communication and more importantly taking the stress out of finance so you can focus on finding your dream home or getting a better deal.

Spiro is an MFAA member and has over 25 years experience in finance and exceptional customer service 7 days a week and with access to to ver 40 lenders and 2,000 plus home loan products you will be getting an unbeatable deal.

The service provided by What If We Finance is free and there is no cost to you. Please contact us to experience our outstanding customer service, and let us make your financial dreams come true.

Level 14, 333 Collins St Melbourne Vic 3000


For 16 years, Austin has been rising through the mortgage broking ranks; he began this journey at age 24 and quickly reached the top of one of Australia’s largest broking firms.

Austin created his own firm, Zanda Wealth Mortgage Brokers, 9 years ago and since then Zanda’s broking presence has grown substantially, with Austin being listed in the top 5 brokers in the state with Connective. This achievement reflects the results in numbers which in turn reflects client satisfaction.

Austin and Zanda Wealth Mortgage Brokers operate with a no-nonsense approach to their work. Their company ethos is built on the statement “we’re here to get the job done” and Austin is big on providing quality information to his clients.

“We don’t want to sugar-coat information just to make it sound better to the client. Not only do we want to let the clients know what they can do; we also want to let them know what they can’t do” says the founder.

Austin is big on helping clients safeguard themselves; “we’re here to guide the client properly so they can achieve what they want to achieve but also not get themselves into trouble”.

Talking with Zanda’s clients reveals the depth of loyalty they feel to the company and to Austin himself; “we wouldn’t deal with anyone else” says Mark Dorsett.

“We couldn’t have done it without Austin and his team” says long-term clients Okke and Linda Velzeboer, who recently upsized their family home and needed bridging finance.

“I’ve been dealing with Austin for many years now, and with multiple transactions and wouldn’t be interested in dealing with anyone else” says long-term client and investor Michael Hamdan.

Clients Fiona and Sam Hurst recently purchased their first home – “when we first were looking to buy our home we had no idea how it all worked and Austin and his team made us feel comfortable with everything and helped us into our first home. Couldn’t be more grateful.”

Everyone needs a good mortgage broker; if you want an exemplary broker with a down-to-earth, honest approach, get in touch with Zanda Wealth Mortgage Brokers. They have been paving the way as leaders in the field – and with good reason.

Office: Level 8, 350 Collins Street, Melbourne VIC 3000

Founded in 2016 by Steve Keramidas, Mortgage Compare Plus is on a mission to make home ownership affordable and accessible to the everyday Australian. They are a socially responsible company with values that reflect that. They believe in performing with purpose and they are committed to their understanding that financial position is tightly linked with their social and charitable responsibility.

Steve established Mortgage Compare Plus following an accomplished 5-year career at the NAB as a Bank Manager. During that time, he recognised the need for greater service transparency while providing the benefits of experienced and accredited mortgage brokers. 

The Best Interests Duty, a law that came into effect on January 1st, 2021, legally obliges brokers to act in the best interests of their clients. This, combined with the National Consumer Credit Protection Act, effectively regulates the conduct of brokers. Mortgage Compare Plus is 100% compliant and they prioritise their clients’ interests every step of the way. 

Steve is a FBAA accredited member and credit advisor which provides clients with the best possible recommendation from all the lenders on his panel. Unlike banks that recommend their own products even if there are better alternatives elsewhere, Steve acts in your best interests. Mortgage Compare Plus doesn’t sell products, they sell expert guidance and advice. Steve is very proud and excited to see Mortgage Compare Plus being featured in September’s edition of The Australian Business Journal as one of the top 20 leading mortgage brokers in Australia who are worthy of your trust.

Steve’s most recent professional education includes:

  • Diploma of Finance and Mortgage Broking Management
  • Certificate IV in Finance and Mortgage Broking
  • Diploma of Financial Services
  • Advanced Diploma of Management

Want expert and honest advice? Contact Steve today on 0412 110 118

G06/2 Winterton Road Clayton Victoria 3168

Melbourne’s Award winning Mortgage Broker

With numerous Commbank awards and 13 years in the mortgage industry, our Director, Gary Lamba’s mission is to cultivate a long-lasting relationship with clients based on trust and respect at Melba mortgage broker.

We are a boutique Finance Broker located in Melbourne, offering a holistic approach to various finance options. We understand that everyone’s financial situation is different so we take the time to focus on obtaining the right outcome based on your specific financial circumstances.

Since starting MelbaBroker, Gary’s priority is to have his clients achieve their financial goals through due diligence, proper education and providing them with the best finance products through our range of top panel lenders.

It is our duty to shop around and stir up the banks a little for you because we truly believe it’s your right to acquire the best finance deal that the lending market can offer you.

“Being a mortgage broker is rewarding career as it allows me to offer my clients exclusive and tailor made solutions”

Level 27/101 Collins St, Melbourne VIC 3000

 Senior Lending Adviser | Co-Founder/Director @ Fin Me

Are you looking for a reliable and experienced lending professional to help you secure the best financing options? Look no further than Ankur Malik @ Fin Me. Ankur is a seasoned professional with over 12 years of lending experience. The team at Fin Me has an impressive 30 years of combined lending experience with specialisation in home loans, car loans, commercial loans, and personal loans. 

We have helped many individuals and businesses achieve their financial goals with over 160 + 5-star Google reviews and counting. Client experience is of particular importance to us as we strive to make your journey with us as effortless as possible.

Why Choose Ankur Malik @ Fin Me?

Expertise: We have gained an in-depth understanding of the lending industry’s ins and outs. Our expertise allows us to navigate complex financial situations and offer tailored solutions to meet your specific needs.

Comprehensive Services: At Fin Me, we offer a comprehensive range of lending services, including:

Home Loans: Whether you’re a first-time homebuyer or looking to refinance your existing mortgage, we can guide you through the process and find the best rates and terms available.

Car Loans: Need a new vehicle? Our car loan specialists will assist you in securing a loan that fits your budget and helps you drive away with your dream car.

Commercial Loans: From small businesses to large enterprises, we provide customized commercial loan options to fuel your business growth and expansion.

Personalised Solutions: We understand that each borrower’s financial situation is unique. That’s why we take the time to listen to your needs and goals, tailoring our lending solutions to suit your individual circumstances. Our commitment to personalized service sets us apart from the rest.

Strong Network: Over the years, we have built strong relationships with various lenders and financial institutions. This network allows us to access a wide range of loan products and secure competitive rates for our clients.

Transparency and Integrity: Our team believes in conducting business with the utmost transparency and integrity. You can trust us to provide clear and honest information, guiding you through every step of the lending process.

Customer Satisfaction: Our track record of satisfied clients speaks for itself. We take great pride in helping people achieve their financial aspirations and go above and beyond to ensure their satisfaction.

Getting started with Ankur Malik @ Fin Me is simple and hassle-free:

Contact us on 1300 376 574 or [email protected] to schedule an initial consultation to discuss your lending needs. We are located at Suite 301, 7 Jeffcott Street, West Melbourne, Vic 3003.

In-Depth Consultation: During our meeting, we will take the time to understand your financial goals, credit situation, and preferences to tailor our services accordingly.

Customized Solutions: Based on our discussions, we will present you with personalized lending options that suit your requirements.

Support at Every Step: Once you choose a loan option, our team will guide you through the application and approval process, making it smooth and efficient.

Future Assistance: Even after your loan is approved and disbursed, we remain available to assist with any future lending needs or financial questions you may have.

Don’t let the complexities of lending hold you back from achieving your dreams. Trust Ankur Malik and our team with 30 years of combined lending experience to help you find the right home loan, car loan, or commercial loan tailored to your needs. Contact us today and take the first step towards a brighter financial future.

Emmanuel Guignard started Loanscope in 2015 following several years as a relationship manager at CBA and Bank of Melbourne. He knew he could do better for his clients than the limited set of one-size-fits-all mortgage products available from the big banks. Emmanuel has found excellent finance solutions for all kinds of clients, from first-home buyers to experienced investors with large property portfolios. He loves the challenge of finding good products that meet the needs of his clients, whether they’re professional or aspiring property investors or medical specialists.

As a trusted local, boutique mortgage broker in Melbourne, the Loanscope team is flexible, agile, and dedicated to you. We can conduct meetings in person or online, whatever suit your busy schedule best. Our mortgage brokers leave no stone unturned to find the lender and product that is the right fit for your circumstances. Contact Loanscope today for an expert consultation.

721/1 Queens Road, Melbourne Vic 3004

At Tribeca Financial, everything we do is focused on helping you live your Good Life. It’s why our mortgage broking team form part of a wider Tribe of financial advisers and experts all working together to achieve your goals and aspirations.

A key part of our Tribe is Bruna Moore.


Bruna is a mortgage specialist with strong expertise in the finance and lending space. She is a true all-rounder with qualifications spanning Mortgage Broking, Financial Planning, Accounting, and Business; allowing her to take a holistic view to the needs and challenges of clients. Being a homeowner and property investor herself, Bruna understands what it takes to build a successful property portfolio. 


Applying her personal and professional expertise, Bruna has become a strong ally for first home buyers, home upgraders and property investors. She is also a strong ally for women, with a particular interest in working closely with those going through a divorce, where extra care is required and lending assistance is needed to maintain their assets.


Bruna’s previous experience working as a Home Finance Manager for Westpac is another great advantage she brings. Her thorough knowledge of credit policies and the type of information lenders want to see in a home loan application regularly results in quick and successful loan approvals. Through the independence of Tribeca, Bruna is able to access more than 30 lenders and hundreds of mortgage products to create a plan to put you on the right path for financial success. 


“Bruna was fantastic from start to finish. Approachable, answered all our questions and worked tirelessly to achieve our goals. A great experience for our first home purchase. Highly recommend.” – Mitch 

“We had great service by Bruna and the team who helped us with our first mortgage. They kept us in the loop throughout and had the approval done much faster than expected! Would certainly recommend.” Eloise 


If you would like to talk to Bruna about your lending needs and see how she can help you live your Good Life, book in a free 15-minute phone consultation by calling 1300 388 285 or going online. You can also learn more about Bruna via her Instagram, LinkedIn and Tribeca Bio, and for more details on Tribeca Financial Mortgage Solutions please click here.


Level 1, 110 Church Street, Hawthorn VIC 3122

For over 10 years, working within the Family business, Tom would often wonder what path he could take that would enable him to work in an environment where people are at the forefront. An investor from an early age, Tom decided that offering his knowledge in the forever changing finance world was for him.

From working in on the production floor, right through to management of a printing company, Tom realised that problem solving and working closely with people was what he enjoyed most. He decided that he would combine this enthusiasm with his interest in finance and so he joined the team at Accession Finance.

There are many challenges and hurdles one must face on the path to a successful property purchase and who better to call on for support than a home owner, investor and qualified professional. Tom’s commitment to finding the most appropriate finance solution will also allow his clients to gain a greater understanding of the current financial market.

​Call Tom for a free consultation on 0402 448 856 or email [email protected]. Tom is based at the Accession Finance office in Williamstown, but he also offers a mobile mortgage broking service.


Suite 4/84 Ferguson St
Williamstown 3016

Scott is a very experienced finance professional with over 28 years in the banking and finance broking industry. He obtained a Bachelor of Business and a Post Graduate Diploma in Banking and Finance from Monash University and began his career with Citibank in 1987.

Scott has worked for many major financial institutions in both Australia and Asia in a variety of roles, including Credit Analysis, Retail Banking, Commercial Credit and more. However, since 2007 Scott has been focusing exclusively on providing solutions for people and small businesses as a mortgage and finance broking specialist.

Scott is committed to helping his clients secure the right financial solutions to help grow their wealth and work towards obtaining financial independence. He has experienced many economic cycles and understands how to guide his clients through the ups and downs in an appropriate and measured way.

Scott has personally owned and invested in many properties over the last three decades and enjoys sharing his real-world experiences with his clients to help them achieve their property dreams and aspirations. Scott believes in old fashioned service and genuinely enjoys working with first home buyers, property investors and those with refinancing scenarios. He also has many small business clients, helping them with business financing and cash-flow management.

Level 20, 567 Collins Street, Melbourne VIC 3000

Josh Egan has over 12 years’ experience in the finance industry, beginning career with his family’s owned and operated franchise.

At 19, Josh completed his accreditations and joined The Mortgage Bureau in Traralgon Gippsland. Initially helping with admin duties, Josh spent his free time learning all he could about the mortgage industry.

Since those early days, Josh has built up a large referral network and a loyal customer base.

Josh has accreditations with more than 30 lenders and has been an AMC with the MFAA for the last 5 years, he completed his Certificate IV in Financial Services (Finance/Mortgage Broking) in 2005.

With experienced in all types of lending, Home loans, Business loans, Cars, Equipment, SMSFs and Commercial Finance contact Josh today to help create smart strategies for your financial future.


2013 Finalist Broker of the Year


2013 Finalist Broker of the Year (Franchise)
2012 Finalist Broker of the Year (Franchise)
2010 Finalist Broker of the Year Insurance (Mortgage Protection & Life)
2009 Winner Australian Broker of the year
2009 Winner Broker of the Year (Franchise)
2008 Winner Broker of the Year (Franchise)
2006 Finalist Broker of the year


2013 Winner Residential Broker of the year
2012 Winner Astute Champion Broker of the Year
2012 Finalist Residential Broker of the year
2012 Winner Residential Volume Broker of the year
2011 Finalist Astute Highest Number of Settlements
2011 Finalist Astute Highest Loan Volume
2011 Finalist Astute Male Broker of the year
2010 Winner Astute Highest Number of Settlements
2009 Winner Astute Highest Number of Settlements
2009 Winner Astute Insurance Salesperson of the Year
2008 Winner Astute Insurance Salesperson of the Year


2012 Broker of the Year (Club Group)
2008 Broker of the Year (Club Group)
2007 Broker of the Year (The Mortgage Bureau)

MPA Top 100 Broker

2013, 2012, 2011, 2009, 2008

Adviser Magazine Elite Business Writers Top 50

2013, 2012


2013 #2 Young Broker of the Year

Level 1, Suite 2, 480 St Kilda Road, MELBOURNE, VIC 3004

Let us help connect you with the