“My purpose is to help people succeed. This is what drives me.”
Patrick has been a Certified Mortgage Professional for more than 16 years and founded North Brisbane Home Loans in 2002.
Patrick got his start with the ANZ Bank in New Zealand, and worked as a ‘Bank Johnny’ for more than 16 years. Moving to Brisbane in 2000, Patrick went on to lead the QLD market of a home loan agency, before assisting in the setup of the Remax Real Estate Finance division and practicing as a broker.
Recognising a need in the market for a local, trustworthy and community-oriented brokerage service in Brisbane, Patrick took the plunge and established North Brisbane Home Loans.
Patrick has fostered strong relationships with a huge range of financial lenders, and specialises in educating and helping clients get a better deal. As well as introducing them to valued partners to help them in other areas.
Patrick’s proudest achievement in life is undeniably his five beautiful children, however he is also very proud of the contribution North Brisbane Home Loans has made to the mortgage broking industry and the local community as a whole.
North Brisbane Home Loans has helped its clients secure more than $350 million in approved loans, and was shortlisted as a finalist for Best Community Engagement and Best Customer Service in the 2016 Better Business Awards , Australia’s top industry awards. And more recently in 2017 and 2018 finalists for Customer Service, Best Marketing and Best Loan Administrator (Debbie Hays).
Mezzanine Level, Aspley Hypermarket
59 Albany Creek Road
Aspley QLD 4034
“I want you to pay off your home loan sooner and then watch your bank balances grow. I’ll teach you better money management so you can build your wealth through property.”
Well I was that kid.
And while it may have been a long-time ago he had been fortunate in that he had been able to combine his love of property AND finance in his career as a mortgage broker.
He bought his first home at age 22 and He had since bought 12 properties.
As a result, he had a lot of personal experience going through the same situations he sees his clients facing every day.
Property and money are two things he has really focused on since he was young.
After enjoying a successful career in finance, it was a natural next step for him to get his mortgage brokering qualifications. It allowed him to start sharing his learnings on how to choose a home loan and the pitfalls to avoid.
He started out just helping friends with their loans. This quickly turned into friends of friends and snowballed into helping thousands of clients from various backgrounds and walks of life.
He has seen the stress and financial hardship some people go through because of poor advice at the hands of others in the industry.
After reflecting on his own experience, he realised it was very rare for people to actually talk about or educate others regarding money.
It’s not done at school and it’s definitely not covered in university.
No-one explains how money works: how to save, why you should save, how loans work or how to use your money effectively to improve your financial future.
This means that from a young age we just aren’t educated about money or investments.
This leaves us open to making poor financial decisions that can have a big impact on our lives – not because of deliberate choices that we make but more as a result of not knowing our options.
So I Now Have a Clear Mission
He wants to see you progress towards paying off your home and watching your bank balances grow. He does this by teaching you better money management and giving you a mortgage education which are critical if you want to grow your wealth through property.
Blackk Finance has it’s 10-year anniversary next year and we’ve now grown to be a team of 4 helping thousands of people across Brisbane.
PO Box 7110, Holland Park East, QLD 4121
Ruan Burger is a nationally-recognised member of the Mortgage Finance Association of Australia.
He believes it is his ‘love of the game’, his strategic alliances and colleague morale that promotes his business as a leader in the field.
The secret of joy in work is contained in one word – excellence.
To know how to do something well is to enjoy it. – Pearl S. Buck.
Ruan has been a successful mortgage broking innovator during his career in finance receiving numerous accolades:
2015 Best New Office Qld – Better Business Awards
2013/2014 QLD Best New Business – AFG
2013 Finalist Australian Broking Awards
2013 Finalist Mortgage Finance Association of Australia – Mortgage Broker of the Year
2012 Winner Mortgage Finance Association of Australia – Award of Distinction
2012 Mortgage Finance Association of Australia – Mortgage Broker of the Year
2012 Australia Finance Group – Champion Loan Writer
2012 Finalist Australian Broking Awards
2012 Finalist Australian Mortgage Awards
2011 Australia Finance Group – Champion Loan Writer
2010 Australia Finance Group – Champion Loan Writer
2009 Australia Finance Group – Champion Loan Writer
Telephone 07 3194 0888
Mobile 0477 030 456
Fax 07 3194 0889
Time Home Loans
Suite 2, 17 Lytton Rd
East Brisbane, QLD
George is an accredited mortgage consultant with the Mortgage Finance Association of Australia (MFAA) and a member of Astute Financial Management.
Prior to joining the team at Astute East Brisbane George had a 7 year tenure in the mortgage and finance industry.
During this time he amassed considerable experience dealing with a complex and varied client base and was regularly recognised as an exceptional mortgage broker.
In fact George has assisted clients with more than $200 million in lending during this period. George is qualified to undertake residential and self-managed superannuation fund lending services and is accredited with a great number of banking and financial institutions.
This allows him to ensure the client is able to secure the optimal product for their needs.
George is an avid reader and always ensures he is up to date with current guidelines, policies and market conditions.
He aims to satisfy customer needs by providing fully comprehensive information regarding financial products.
George prioritises customer service and continues to be available for his clients whenever they require his services; long after the ink has dried.
He aims to develop ongoing relationships with his clients, who return to him for future endeavours.
Office: Level 7, 39 Sherwood Rd
Toowong, QLD 4066
Everything is possible. If you don’t ask, you don’t get.
Kelly was 10 when her grandparents’ home was sold and her and her family (grandparents, parents, uncle, brother and sister) were forced to rent.
Seeing her grandmother, a very stoic woman, upset at the kitchen sink, worrying about losing the house, a young Kelly made a decision to buy her grandmother another house when she got older.
Seeing the distress that not having a family home had on her family, Kelly made it her business to help people buy houses, and to achieve financial security through real estate investing.
Though she followed the well-trodden path of obtaining a degree and graduate diplomas in business, she took up an opportunity to work in Seoul, in a merchant bank in South Korea straight out of university.
Working in a country that was in the midst of a financial crisis was eye-opening, and rewarding, but her passion to work in finance and help people on a personal level led her to work back in Australia for one of the big four banks.
After one year though, she left the bank, and commenced working as a mortgage broker, keen to build more personal relationships with her clients and to make a real difference to the way people related to their money. Kelly set her goal to retire at 30, and after not finding the answer from many “financial” experts, she realised that she was going to have to work out how to do it.
At the age of 30, in fact on her 30th birthday, Kelly sold her first mortgage broking business in Brisbane, which she built from scratch and then she moved to Sydney. She had the intention of retiring, but after only 6 weeks off, she started another business, ‘Get Real Finance’.
After 2 years, she relocated the business back to Brisbane, and now services her interstate clients and her local clients.
Having found a “mentor” in John, a taxi driver, Kelly was keen to build her own financial security through real estate investing.
At 25, Kelly purchased her first home, (the home her grandparents now live in), and she has been buying (and selling occasionally) real estate ever since.
She has amassed a sizeable property portfolio and her clients benefit from the huge depth of her experience that she has in real estate purchases and real estate investing.
Kelly has helped people from all walks of life, in areas such as saving to buy their first place (whether that has been a home, or an investment property), or just helping people pull their lives back together after something traumatic.
Kelly is highly sought after, because of her technical skill in mortgage broking and deal structuring, and her negotiation skills. She is intensely passionate about her work as a mortgage broker, and she stays at the cutting edge of what is happening in the financial and property markets, which is of enormous benefit to her clients.
Office: 54a Hynes Street Fortitude Valley QLD 4006″
I am a medical lending specialist and Mortgage Broker at MediPro Capital Finance.
Based in Brisbane they collaborate with Australian based medical professionals that include Doctors and Vets to capitalise on their lending opportunities.
They do this by providing tailored finance and loan solutions. This includes home and investment property loans, medical practice and fit out loans, refinance and release of equity loans, motor vehicle and medical asset and equipment finance.
He calls himself a Finance Engineer to differentiate from other mortgage brokers in the industry for a few reasons.
While being an engineer prior to obtaining his diploma in Finance Mortgage Broking and Management (FMBM) was an obvious reason, he also takes pride in his ability to solve problems.
His background in Project Management and experiences in property investing have proven to be extremely useful when it comes to working with complex scenarios and writing deals that others may shy away from.
Here is what some medical and business professionals have said:
“I amassed a whopping $17,500 per annum saving with MediPro. MediPro and are very dependable with their knowledge and contacts across the finance industry.” Yasmin D, Sydney.
“As a Director and a full-time Clinician, I really am time poor. MediPro were able to streamline everything for me. It was very simple and very easy. As someone who’s dealt with banks for many years, this was a heck of a lot easier.” Dr Terry King.
To find out more and experience our services, call 1300 DR LOAN (1300 375 626) or email email@example.com.
Specialties: Finance solutions including home and investment property loans, medical practice and fit out loans, refinance and release of equity loans, motor vehicle and medical asset and equipment finance for Vets.
9 Hercules street,
Hamilton QLD 4007
She has been helping people live their dream of home ownership and making sure they have the loan that best suit their needs for over many years.
She works with first home buyers who have saved hard for many years and are ready to buy their first home and have no idea where to start. She is not only helps you get the loan that is most suitable, shealso helps you understand everything else they need to know (and didn’t) so you can focus on enjoying ‘setting up house’ without any worry”.
HOW SHE CAN SAVES YOU TIME, MONEY AND STRESS
1. Speed and Convenience: She comes to you at a time and place that suits YOU, 7 days a week, wherever you live in Brisbane.
She respects your time and work tirelessly to help you achieve your goals as quickly and as stress-free as possible
2. Solutions not Sales:
She is in the Solutions Business not the Sales Business.
Consider her your personal Matchmaker between yourself and the Lender
She had proven time and again, that she can find solutions where your Bank can’t
Prior to becoming a broker, she worked at the Commonwealth Bank for many years in various roles.
M: 0449 150 117
Brisbane, Queensland, Australia
With over 20 years’ experience in finance, Mark has extensive knowledge of the real estate and finance industry which can assist his clients with the minefield of lending structures available.
Mark prides himself on his exceptional level of service to every client regardless of their needs. With over $400 Million in settled loans, this is a true testimony to his commitment to his clients.
Having a young family of his own Mark understands that the pressures of life and having someone to be able to trust and rely on through, what can be, the most stressful time of their lives is important.
This is where Mark truly shines. Mark not only strives to ease the stress but also has the ability to make the purchase of a new home an exciting one, which is the way it should be.
Mark is also an avid supporter of his community by establishing and supporting local sporting and charity organisations.
2017 – Winner – Better Business Awards – Community Engagement Award – Qld
2016 – Winner – Mortgage & Finance Assoc of Australia Awards – Community Champion Award – Qld
2016 – Finalist – Australian Broking Awards – Social & Community Engagement Program Award
2015 – Finalist – Better Business Awards – Community Engagement Award
2015 & 2012 – Recipient of City of Ipswich Medallion for community work
2011 – Finalist – MFAA Awards – Brokerage of the Year
2010 – Finalist – MFAA Awards – Broker of the Year
2010 – Finalist – Australian Mortgage Awards – Broker of the Year ( Franchise )
2010 – Finalist – Australian Mortgage Awards – New Office on the Block
2008 – Loan Market International Broker of the Year
2007 – 2016 Elite Performer – Loan Market
A Gold Coast local, Xavier loves being an active member of the community. He loves getting out in the Queensland sunshine, going boating, jet skiing and relaxing on the beach whenever he can.
Xavier’s extensive experience and knowledge in Finance & Property makes him a real asset to any borrower. With a Diploma in Financial Services and a Degree in Financial Planning, Xavier understands that a holistic approach to Property onwership & investing is paramount to success.
He believes that the foundation to a good investment portfolio starts with a finance structure that allows for the best management of cash flow, tax optimisation, risk minimisation and growth.
For over 15 years, Xavier has been helping clients achieve their home ownership dreams & property portfolios goals. He has specialised in
Getting First Home buyers in their own home sooner with No Deposit* needed
Helping Home Owners pay off their mortgage faster & sooner
Assisted hundreds of succesful Investors structuring and actively managing their finance & property portfolios
Guiding Investors invest in property through their Self Managed Super funds (SMSF)
Helping those who have had credit issues or been subject to Bankruptcy get back into a home with strategies utilising Non conforming loans to cleanse them back to AAA credit status
Classed as one of the elite in the industry, Xavier has won prestigious industry awards in recognition for his dedication, passion, achievements and service.
Top 100 Mortgage Brokers 2015
Finalist ‘Broker of the year’ at the Better Business Awards 2015
Winner ‘Broker of the year’ at the FAST Excellence Awards 2015
Finalist ‘Broker of the year’ at the Australian Mortgage Awards 2014
Finalist ‘Broker of the year’ at the FAST Excellence Awards 2014
Elite ‘Top 50’ Business Writers 2010
Top 100 Mortgage Brokers 2010
Winner ‘Broker of the year’ at the FAST Excellence Awards 2010
1/14-28 Ivan Street,
Arundel QLD 4214
Your Loan Solutions is owned and run by Marti Nemet who has over 9 years’ experience in the financial services industry.
Marti has helped many clients to secure financial solutions that match their circumstances and help them achieve their goals – whether it’s better insurance cover, a property purchase or competitive rates for a business or personal loan.
“Initially I worked in real estate, before pursuing a career as a mortgage broker where I’ve since gained a unique set of skills and knowledge that ensures I understand your lending needs, and can provide you with a professional, appropriate and personal service,” says Marti.
Choosing your broker is one of the most important aspects when making major financial decisions.
Your Loan Solutions is the professional you can trust. We’re by your side and on your side when you have to make financial decisions in your personal or business life.
They give you the personal touch
Your Loan Solutions provides the personal service that bigger operators such as the major banks and comparison sites just aren’t set up to deliver. Getting to know a customer’s situation and needs is really important – and often the “”tick box”” and online applications approach of the bigger players just isn’t flexible enough to deal with the very specific circumstances of clients who are self-employed, have special credit histories or are in a “”non-standard”” situation.
Your Loan Solutions takes the time to understand you and we use our industry expertise to find you the very best product to suit your circumstances.
Home loans, business finance, personal finance and more
Your Loan Solutions’ core service is assisting home buyers – from acquiring pre-approval to securing loans and assisting with settlement.
They also offer a comprehensive a range of additional brokerage services. These include re-financing, car loans and personal loans, business loans, self-managed super fund loans and insurance brokerage.